{"id":16811,"date":"2020-10-08T14:00:56","date_gmt":"2020-10-08T17:00:56","guid":{"rendered":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/?p=16811"},"modified":"2020-10-08T12:50:17","modified_gmt":"2020-10-08T15:50:17","slug":"management-of-operational-risks-in-insurance","status":"publish","type":"post","link":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/livros\/management-of-operational-risks-in-insurance\/","title":{"rendered":"Management of Operational Risks in Insurance"},"content":{"rendered":"<p><span style=\"color: #003366;\"><strong><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-16812\" src=\"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-content\/uploads\/2020\/10\/management-of-operational-risks-in-insurance.jpg\" alt=\"Management of Operational Risks in Insurance\" width=\"145\" height=\"205\" srcset=\"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-content\/uploads\/2020\/10\/management-of-operational-risks-in-insurance.jpg 145w, https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-content\/uploads\/2020\/10\/management-of-operational-risks-in-insurance-106x150.jpg 106w\" sizes=\"auto, (max-width: 145px) 100vw, 145px\" \/>Deloitte &amp; I.VW-HSG<\/strong><\/span><\/p>\n<p><span style=\"color: #003366;\"><strong>R\u00e9sum\u00e9:<\/strong><\/span> Globalization as well as technical, political and social changes are resulting in insurance companies being increasingly exposed to greater and<br \/>\nmore complex risks. Thus, to successfully operate in the market, insurers are being compelled to take considered and controlled risks.<br \/>\nConsequently, their need for active risk management is increasing.<br \/>\nWithin the framework of active risk management, the subject of \u201coperational risks\u201d (OpRisk) is increasingly growing in relevance for<br \/>\ninsurance companies. In addition to new value-adding strategies, such as outsourcing\/offshoring or the necessity of comprehensive risk<br \/>\nmanagement in terms of Enterprise Risk Management (ERM), there are first and foremost regulatory demands (e.g. Solvency II, Swiss<br \/>\nSolvency Test and the Sarbanes-Oxley Act), which require to manage this risk category. These legal regulations are at present in the initial<br \/>\nstages of development and have partially still not been specified in detail with regard to concrete requirements. For numerous insurance<br \/>\ncompanies, the resulting leeway with reference to the development of Operational Risk Management (ORM) thus leads to the need for<br \/>\nintensive and detailed contemplation and discussion around the subject of OpRisk.<br \/>\nDuring the course of these developments, insurers will be faced with the following questions:<\/p>\n<ul>\n<li>What driving factors led to the introduction of ORM?<\/li>\n<li>What is the understanding of OpRisk?<\/li>\n<li>What components of the ORM framework have been implemented and how are responsibilities assigned?<\/li>\n<li>What developments can be expected and where is potential for improvement?<\/li>\n<\/ul>\n<p>The present study will provide positive answers to these questions. Furthermore, the results serve to derive recommendations for action by<br \/>\nmanagement. The study serves as a contribution to the discussion and provides knowledge with regard to OpRisk in the German-speaking<br \/>\ninsurance sector.<br \/>\nWe would like to thank all those who, by their participation, contributed to the success of this study.<\/p>\n<p><a href=\"https:\/\/www.bibliotecadeseguranca.com.br\/wp-content\/uploads\/2020\/10\/management-of-operational-risks-in-insurance.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-12143 size-full\" src=\"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-content\/uploads\/2015\/03\/download_fr.gif\" alt=\"T\u00e9l\u00e9charger\" width=\"107\" height=\"25\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Deloitte &amp; I.VW-HSG R\u00e9sum\u00e9: Globalization as well as technical, political and social changes are resulting in insurance companies being increasingly exposed to greater and more complex risks. Thus, to successfully operate in the market, insurers are being compelled to take considered and controlled risks. Consequently, their need for active risk management is increasing. Within the framework of active risk management, the subject of \u201coperational risks\u201d (OpRisk) is increasingly growing in&hellip; <\/p>\n","protected":false},"author":3,"featured_media":16812,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51,6,19,112],"tags":[],"class_list":["post-16811","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-english","category-livros","category-risco-e-perdas","category-download"],"views":97,"_links":{"self":[{"href":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-json\/wp\/v2\/posts\/16811","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-json\/wp\/v2\/comments?post=16811"}],"version-history":[{"count":1,"href":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-json\/wp\/v2\/posts\/16811\/revisions"}],"predecessor-version":[{"id":16813,"href":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-json\/wp\/v2\/posts\/16811\/revisions\/16813"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-json\/wp\/v2\/media\/16812"}],"wp:attachment":[{"href":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-json\/wp\/v2\/media?parent=16811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-json\/wp\/v2\/categories?post=16811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bibliotecadeseguranca.com.br\/fr\/wp-json\/wp\/v2\/tags?post=16811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}